Senior Equity Reverse Mortgage^® Talk it over with loved ones and professionals.

As you gather information, we recommend discussing your decision with your family, especially your heirs and other close relatives.

Below are a few topics that you may want to cover:

• Staying in your home
• Maintaining financial independence
• Retaining the title to your home
• Loan repayment requirements
• Estate planning and inheritance
• Effects on government benefits

Talk with professionals and advisors

When considering a reverse mortgage, it may be helpful to speak with professionals about this type of loan. Listed below are some professionals and topics you may want to discuss when looking for reverse mortgage advice.

• Accountant: Income taxes, tax deductions, capital gains tax, property tax
• Attorney: Estate planning, tax planning
• Financial planner: Retirement planning

Before moving forward with a reverse mortgage application, you will need to talk to an independent third-party HUD approved counselor. The counselor will make sure you fully understand your options.